Health Plans (Employee Health Insurance)

The USC Health Plans team is dedicated to maximizing the value of USC employees’ health plan contributions for the best health outcomes.

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USC Health leaders and the Health Plans teams are very conscious that we must be exceptionally good stewards of your health plan dollars. Our goal is to provide the best prevention tools and health care services that move our communities continuously toward improved health outcomes.

As providers and organizations continually strive to maintain high quality of care and excellence in a changing health and technology landscape, our focus is in re-investing in plans where we have the greatest economies of scale that positively shape the best health outcomes for our USC plan members.

Here are some of the changes you will see for 2026:

  • Anthem MyChoice HMO and Anthem HMO plans will no longer be offered as USC Health Plans options.
  • The Kaiser Permanente HMO plan will only be available for renewal for existing plan members.
  • The USC Trojan Care EPO and PPO plans will have expanded choice and redesigned benefits, including two tiers of expanded provider networks in the EPO plan (expanded from a single tier.)

We thought through these changes carefully, with a focus on continuing to provide quality health plan options for our employees.

During open enrollment, which will take place Oct. 27 through Nov. 10, we encourage you to examine the benefits offered for 2026, learn about the prevention tools and health care resources available to you and your families, and reach out to the specific care navigation service line through Personify that will launch on October 1, 2025. for your questions directly related to continuing to access high-quality care.

Deciding between the EPO and PPO?

This video provides a general overview of both plans.

This video provides a general overview of the USC Trojan Care EPO and PPO plans, with helpful examples. For additional information, visit campushealth.usc.edu/healthplans. NOTE: In the third example of this video, Providence Little Company of St. Mary’s is a Tier 2 facility in the EPO (not a Tier 1 as the voiceover reads.)

Please also see the FAQ page for additional information.

FAQ PAGE

View the walkthrough session materials (recordings and slides available)

Information for USC employees:

For Keck Medicine of USC Employees

(Health plan information on this page does not apply to Keck Medicine of USC employees of USC Arcadia Hospital, USC Verdugo Hills Hospital, and KCMG Nevada.)

You may access webinar recordings hosted on the Keck Intranet (Keck log-in required)

2026 Plan Fact Sheets

USC EPO PLAN

USC PPO PLAN

Please note, typographical errors appeared in early versions of the PPO and EPO fact sheets. Updated versions are corrected and posted on this page as of September 9, 2025.

Continuity of Care

For employees on the Anthem HMO or MyChoice plans, if you are currently in the course of treatment and are requesting continuity of care into the next plan year, please download and complete the Continuity of Care form and submit it to Personify Health.